It has been brought to our attention that a scam loans company called Loan4Help has been committing fraud by claiming to offer or advance “loans” to borrowers whilst pretending to be a trading company of Finance and Credit Corporation Limited. It is not. Loan4Help has absolutely no connection to Finance and Credit Corporation Limited.

It has also come to our attention that a third party has been contacting borrowers on a fraudulent basis by purporting to be Finance and Credit Corporation Limited and claiming to offer or advance “loans” to borrowers. This third party has been contacting borrowers on an unsolicited basis via the following email address: . Please note that our company Finance and Credit Corporation Limited is in no way connected with the third party and does not use or operate that email address.

These operations have been cold calling and emailing members of the public, fraudulently pretending to be or to be connected with Finance and Credit Corporation Limited, asking for upfront fees from borrowers and advancing monies in relation to purported “loans”. They have also sent documents to borrowers which fraudulently claim to contain the signature of the Managing Director of our company.

These operations have also been using the following telephone numbers to contact consumers: 0203 129 2514 and 0238 106 0723. They may also have been operating from other telephone numbers and email addresses.

Please note that Finance and Credit Corporation Limited does not cold call, send unsolicited signed “loan agreements” or ask for upfront fees. We strongly suggest that you call our Managing Director Elio Astone on 020 7722 7547 in advance of proceeding with any “loan” or if you have any further questions.

If you are contacted by Loan4Help, or any of the companies which appear to be involved in these frauds, you should also report them to Action Fraud on 0300 123 2040.

Bridging LoansClear & Simple

Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in London and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.

Why Fincorp for Bridging Loans?

We're a Principal Lender. Customers are able to get a decision quickly on their bridging loan without having to wait for authorisation from anyone else. And there's no back-tracking at a later date. So that means when we say yes to a loan, we mean it.

Our approach to business is summed up in two words, Clear and Simple. We believe that bridging lending is a straightforward business, all too often complicated by lenders with their lack of transparency and reliance on the small print. We work hard to make your dealings with us as clear and simple as possible.

Our Criteria

  • Principal Lender
  • 1st and 2nd Charges
  • London and South East
  • Residential properties
  • Bridging Loans from £100,000 - £10 million
  • Up to 70% LTV

Enquiry/Application for Individual Applicants


10 Top Tips for finding the right bridging lender

Latest News

Bridging set to see further boost in coming months

Brokers at this month’s Financial Services Expo in London’s Old Billingsgate have given bridging the thumbs up with expectations that business volumes will rise even further towards the end of the year.

The Financial Services Expo conference saw over 1,000 people registered to attend with hundreds of mortgage brokers and bridging specialists through the doors over the two day event.

Bridging lender Fincorp, which had a stand at the Expo, said brokers were overwhelmingly positive on the short-term finance sector with confidence noticeably improved this year.

Gary Playle, business development manager at Fincorp, said: “We saw a good number of brokers at the show, with everyone finding something positive to say about the bridging market. The overwhelming view was that brokers think the wider property market has turned a corner, with the knock-on effect for bridging that it’s likely to pick up even further towards the end of the year.”

Brokers and bridging lenders agreed that the summer months had seen an unprecedented level of interest in short-term finance with deals also converting with much more regularity.

And across the market there was agreement from various lenders and brokers that after the summer bonanza in the bridging market, while business had slowed down in September, October was already looking busier again.

Playle added: “It was a positive atmosphere and the brokers I spoke to were confident that the momentum we’ve seen gathering since around July is likely to last through to the end of 2013. Much of the increase in confidence was down to better performance in the housing market – prices in London and the South East are rising quickly in some areas and that has definitely boosted demand for finance to get developments done quickly.”

Playle also noted that there was a growing trend among brokers looking to negotiate with lenders on rate.

Headline rates in the short-term market have been gradually falling as competition has risen between lenders. But Fincorp is warning that brokers are being lulled into a false sense of security on behalf of their clients.

Nigel Alexander, director of Fincorp, said: “Headline rates are generally misleading. All lenders have a cost of funds and they make their money one way or another. It’s possible to do this by advertising a lower monthly rate and then slapping high arrangement fees, extension fees and penalty rates onto borrowers to make up the difference – but that, in our opinion, is a less transparent way of charging.”

Fincorp charges a flat monthly rate and no fees.

Playle added: “Brokers we spoke to about the range of rates and fees on offer in the market did seem to agree, once the maths is done, that a flat rate and no fees is easier to understand and often cheaper for borrowers. Doing a bridging deal with a lower headline rate but hidden charges just runs the risk it’ll come back to bite intermediaries when their client gets the bill and a nasty surprise.”