It has been brought to our attention that a scam loans company called Loan4Help has been committing fraud by claiming to offer or advance “loans” to borrowers whilst pretending to be a trading company of Finance and Credit Corporation Limited. It is not. Loan4Help has absolutely no connection to Finance and Credit Corporation Limited.

It has also come to our attention that a third party has been contacting borrowers on a fraudulent basis by purporting to be Finance and Credit Corporation Limited and claiming to offer or advance “loans” to borrowers. This third party has been contacting borrowers on an unsolicited basis via the following email address: . Please note that our company Finance and Credit Corporation Limited is in no way connected with the third party and does not use or operate that email address.

These operations have been cold calling and emailing members of the public, fraudulently pretending to be or to be connected with Finance and Credit Corporation Limited, asking for upfront fees from borrowers and advancing monies in relation to purported “loans”. They have also sent documents to borrowers which fraudulently claim to contain the signature of the Managing Director of our company.

These operations have also been using the following telephone numbers to contact consumers: 0203 129 2514 and 0238 106 0723. They may also have been operating from other telephone numbers and email addresses.

Please note that Finance and Credit Corporation Limited does not cold call, send unsolicited signed “loan agreements” or ask for upfront fees. We strongly suggest that you call our Managing Director Elio Astone on 020 7722 7547 in advance of proceeding with any “loan” or if you have any further questions.

If you are contacted by Loan4Help, or any of the companies which appear to be involved in these frauds, you should also report them to Action Fraud on 0300 123 2040.

Bridging LoansClear & Simple

Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in London and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.

Why Fincorp for Bridging Loans?

We're a Principal Lender. Customers are able to get a decision quickly on their bridging loan without having to wait for authorisation from anyone else. And there's no back-tracking at a later date. So that means when we say yes to a loan, we mean it.

Our approach to business is summed up in two words, Clear and Simple. We believe that bridging lending is a straightforward business, all too often complicated by lenders with their lack of transparency and reliance on the small print. We work hard to make your dealings with us as clear and simple as possible.

Our Criteria

  • Principal Lender
  • 1st and 2nd Charges
  • London and South East
  • Residential properties
  • Bridging Loans from £100,000 - £10 million
  • Up to 70% LTV

Enquiry/Application for Individual Applicants


10 Top Tips for finding the right bridging lender

Latest News

Bridging is "good old fashioned lending"

Bridging loans have been wrongly cast as being at the sharp end of mortgage finance but are much closer to "good old fashioned mortgage lending", says Fincorp's Gary Playle.
Playle, Fincorp's business development manager, says there's a risk that some brokers write bridging off when it might be the right option for their clients because they're unsure about the whole process.
He says: "I can sympathise with a lot of brokers who see the word bridging and worry that it's complicated and too specialist for their clients.
"To be up front, when I first started in the bridging market I felt a similar way. But if you use a professional bridging lender the whole process is actually much more straightforward than a mainstream residential mortgage application can be with its piles of paper, application forms and constant demands for yet another pay slip."
Playle says there is still an entrenched wariness among brokers who would only consider recommending using a regulated bridging loan to a customer needing short-term finance between buying their new home and selling their old one.
But in fact bridging is more flexible than this and can be a good option for clients who are thinking about getting into basic property development or who want to invest in buy-to-let and hope to maximise their return by doing a property up before renting it out.
"In this instance bridging is much more akin to good old fashioned mortgage lending," says Playle.
"Mainstream lenders are no longer interested in lending on properties that don't fit the box or to people who have spotted a good investment opportunity but can't jump through every single last one of the 'computer says no' hoops. And buy-to-let lending is now much more commoditised locking a lot of people out.
"That doesn't mean it's not a good deal though. That's where bridging is misunderstood. It's got a lot to do with whether the investment case stacks up and with a lender like Fincorp, there is a personal relationship between the broker and our directors who personally consider each deal."
Playle also warns that brokers thinking about doing a bridging loan should do their research as the terms offered by different bridging lenders can vary widely.
He adds: "There are several very good lenders out there who are up front about what they offer and what they charge. As all brokers know, it's important that these details are nailed down from the start so clients don't get hit by surprise fees or charges. Bridging is a valuable tool in a broker's kit as long as it's done well."
Fincorp offers bridging loans at a flat rate of 1.5% per month but charges no fees at all, which can actually work out cheaper than many other deals with a lower headline rate.
"Our mantra is clear and simple. We don't try to hook people in with headline rates and then sting them later on with hidden charges. That's what makes things complicated for brokers and has given bridging a challenge in the past," says Playle.