It has been brought to our attention that a scam loans company called Loan4Help has been committing fraud by claiming to offer or advance “loans” to borrowers whilst pretending to be a trading company of Finance and Credit Corporation Limited. It is not. Loan4Help has absolutely no connection to Finance and Credit Corporation Limited.

It has also come to our attention that a third party has been contacting borrowers on a fraudulent basis by purporting to be Finance and Credit Corporation Limited and claiming to offer or advance “loans” to borrowers. This third party has been contacting borrowers on an unsolicited basis via the following email address: . Please note that our company Finance and Credit Corporation Limited is in no way connected with the third party and does not use or operate that email address.

These operations have been cold calling and emailing members of the public, fraudulently pretending to be or to be connected with Finance and Credit Corporation Limited, asking for upfront fees from borrowers and advancing monies in relation to purported “loans”. They have also sent documents to borrowers which fraudulently claim to contain the signature of the Managing Director of our company.

These operations have also been using the following telephone numbers to contact consumers: 0203 129 2514 and 0238 106 0723. They may also have been operating from other telephone numbers and email addresses.

Please note that Finance and Credit Corporation Limited does not cold call, send unsolicited signed “loan agreements” or ask for upfront fees. We strongly suggest that you call our Managing Director Elio Astone on 020 7722 7547 in advance of proceeding with any “loan” or if you have any further questions.

If you are contacted by Loan4Help, or any of the companies which appear to be involved in these frauds, you should also report them to Action Fraud on 0300 123 2040.

Bridging LoansClear & Simple

Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in London and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.

Why Fincorp for Bridging Loans?

We're a Principal Lender. Customers are able to get a decision quickly on their bridging loan without having to wait for authorisation from anyone else. And there's no back-tracking at a later date. So that means when we say yes to a loan, we mean it.

Our approach to business is summed up in two words, Clear and Simple. We believe that bridging lending is a straightforward business, all too often complicated by lenders with their lack of transparency and reliance on the small print. We work hard to make your dealings with us as clear and simple as possible.

Our Criteria

  • Principal Lender
  • 1st and 2nd Charges
  • London and South East
  • Residential properties
  • Bridging Loans from £100,000 - £10 million
  • Up to 70% LTV

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Developer warns of unscrupulous lenders

A residential developer has spoken of the dangers of using unscrupulous lenders after one bridging firm almost lost him a fortune.
Dean Martin, property developer and owner of much-acclaimed Maids of Honour bakery, had put down a sizeable deposit on a house in Kew, South West London and spent a considerable amount of money refurbishing and upgrading it with a view to selling it on.
However, the developer needed a bridging loan to cover him while he sold the property. After being let down at the eleventh hour, as a result of an underhand practice employed by some lenders dubbed 'pretend to lend', Dean turned to Fincorp.
Fincorp was able to advance the £1.2million required in just five days. Without this Dean would have lost, not only the property and his deposit, but the money spent on the refurbishment too.
Now Dean is warning other developers of the problems that can occur when using untrustworthy lenders.
"The buzz phrase in the market at the moment is 'pretend to lend'," says Dean. "Some bridgers are actually making their money on this. They charge an arrangement fee up front so they're promised money regardless. Because it's so difficult to get funding at the moment these unscrupulous lenders are taking advantage of the desperation out there by getting these people to think they're going to lend. They can actually make more money out of pretending to lend."
The lenders in question take the fees then find reason not to follow through with the loan, thus keeping the fees without actually delivering any service.
Dean says this is a practice he has witnessed on several occasions.
"There are quite a few companies out there who are putting themselves forward as being really good bridgers and they're not; this practice needs to be stamped out," he says.
Dean advocates working with a bridging lender that you have built a relationship with. He says his longstanding relationship with Fincorp, as well as the lender's transparent, no upfront fees approach, means Fincorp will now be the lender of choice for him.
"At the end of the day bridging is all built on trust," he says. "And it works both ways. I think Matthew (Anderson, Fincorp director) had an element of trust in me too, which is really nice. Matthew pulled out all the stops for me. We will never go anywhere else."