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Bridging LoansClear & Simple

Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in London and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.

Why Fincorp for Bridging Loans?

We're a Principal Lender. Customers are able to get a decision quickly on their bridging loan without having to wait for authorisation from anyone else. And there's no back-tracking at a later date. So that means when we say yes to a loan, we mean it.

Our approach to business is summed up in two words, Clear and Simple. We believe that bridging lending is a straightforward business, all too often complicated by lenders with their lack of transparency and reliance on the small print. We work hard to make your dealings with us as clear and simple as possible.

Our Criteria

  • Principal Lender
  • 1st and 2nd Charges
  • London and South East
  • Residential properties
  • Bridging Loans from £100,000 - £10 million
  • Up to 70% LTV

Enquiry/Application for Individual Applicants


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Latest News

Fincorp funds festive children’s cards firm

NACFB Love Lending week celebrates bridging lender offering SME a cash flow strategy

A quarter of a million British children will have the chance to see their drawings on the cover of a Christmas card this Christmas, thanks to “old school” property lender Fincorp.

Art Projects for Schools is a Whitstable-based printing company run by chief executive Dan Dickey, aged 60. His firm is working with 2,500 primary schools in the UK and abroad this year to transform children’s artwork into more than 6 million Christmas cards as well as mugs, T-shirts and calendars.

Every year, the company sees a huge spike in revenue through October and November, as parents and teachers gear up for the festive season – great for kids around Britain who are thrilled to see their designs mass-produced. But it’s been a harder ride for Mr Dickey.

He said: “There are very obvious reasons for my business seeing a cash flow peak in the autumn and anyone looking at the company with an ounce of common sense would be able to identify that. But we have struggled, like so many printing businesses, to get around the ‘computer says no’ mentality of banks.”

Three years ago he turned to bridging lender Fincorp to design a cash flow strategy that worked for both his business and the lender. This year he borrowed £550,000 secured against a third party country estate in Hertfordshire at a 25 per cent loan to value.

He said: “This money allows my business to run in the months that we don’t see cash peaks and it’s helped pave the way for me to reinvest in the company and establish a commercial printing capability that will help us smooth out our cash flow peaks and troughs. Fincorp also knows that come autumn, they’ll get that cash back in bulk due to our revenue spike.”

Matthew Anderson, director at London-based short-term finance lender Fincorp, said: “We just had to talk to Mr Dickey for half an hour to get a grip on what his challenge in the business was. By partnering with him and identifying stable security he could borrow against, we were glad to have been able to support a business like his. He doesn’t just print Christmas cards; Art Projects for Schools also offers training and support for teachers to promote children’s creativity. These sorts of businesses give so much more than money back to society – it’s important that they are supported financially, especially when there are so many flexible ways to fund business financing.”

Mr Dickey’s story comes as the National Association of Commercial Finance Brokers launches ‘Love Lending Week’, which will run from 3 to 7 November in a bid to raise awareness of the many smaller finance businesses that provide critical support to Britain’s local businesses and help for them to grow.

Marcus Grimshaw, chairman of the NACFB, said: “Love Lending Week celebrates the fantastic work that independent brokers and lenders are doing across the country to help small businesses access finance. SMEs often struggle when it comes to securing funding, so we want to generate awareness about the range of finance options on offer for businesses in the UK and encourage institutions to keep on lending.”

To find out how to get involved with Love Lending Week and get more information about how you could secure finance for your small business, visit and check out the campaign on Twitter using #LoveLending