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Bridging LoansClear & Simple

Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in London and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.

Why Fincorp for Bridging Loans?

We're a Principal Lender. Customers are able to get a decision quickly on their bridging loan without having to wait for authorisation from anyone else. And there's no back-tracking at a later date. So that means when we say yes to a loan, we mean it.

Our approach to business is summed up in two words, Clear and Simple. We believe that bridging lending is a straightforward business, all too often complicated by lenders with their lack of transparency and reliance on the small print. We work hard to make your dealings with us as clear and simple as possible.

Our Criteria

  • Principal Lender
  • 1st and 2nd Charges
  • London and South East
  • Residential properties
  • Bridging Loans from £100,000 - £10 million
  • Up to 70% LTV

Enquiry/Application for Individual Applicants

 

10 Top Tips for finding the right bridging lender

Latest News


Is the bridging boom an irresponsible myth?


Fincorp rebrands in its 25th year and restates it commitment to 'clear and simple' bridging
Bridging lender Fincorp has questioned claims that gross lending in the short-term mortgage market would hit £1.5bn in 2012 and keep booming this year, branding them "potentially dangerous".
The lender says it is time the bridging industry "grew up" and recognised the damage that hyping up the size of the market could do longer term.
Fincorp director Nigel Alexander says: "There's a lot of money swilling around behind the bridging market because it can offer great returns to investors but there is only so much good bridging lending out there."
He believes there are lenders in the short-term market dangerously close to dropping their underwriting standards just to compete to do business.
And he warns:"The danger is that every man and his dog thinks he can be a bridging lender and make pots of money. Investors are baying for more business and lenders without experience are taking the money and fuelling the myth that the bridging market can keep growing and growing."
"Well it can. But only because inexperienced lenders start to relax their criteria to get the loans out. We saw that out of control competition in the frothy days of the mortgage market and ultimately it's the borrower who pays for lender greed. Bridging industry professionals should take a care not to fall into that damaging cycle."
Alexander's comments come after the lender decided to revamp the Fincorp brand to celebrate its 25th year in bridging and re-iterate its commitment to make bridging "clear and simple".
Alexander adds: "Fincorp has been around the block, survived through three recessions and we know our stuff. But we recognised that the bridging market is constantly changing and we're simply making sure we stay on top of our game."
"That's what prompted us to rebrand with a new logo that reflects our whole ethos - clear and simple full stop. There are so many good reasons to use bridging but we believe the whole market needs to grow up and start being honest with the borrower and their investors."
As part of its 25th anniversary year the lender has also pledged to support the Cystic Fibrosis Trust, with a commitment to donate £100 each deal completed during 2013.
Matthew Anderson, fellow director at Fincorp, says: "This charity is close to my heart particularly as my son suffers from the disease. It,s a privilege to be able to support such a good cause and I'm proud to know Fincorp is the type of firm that takes its responsibility to give back to society seriously."