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Bridging LoansClear & Simple

Fincorp is one of the UK's most established and respected bridging loan companies. For more than 25 years the company has been providing 1st and 2nd charge bridging finance on residential properties in London and Southern England. Our bridging loans vary typically between £100,000 and £10 million, and we lend up to 70% value of the property secured on the property. And because you deal only with decision-makers, your bridging loan requirements are always dealt with quickly and with the minimum of fuss.

Why Fincorp for Bridging Loans?

We're a Principal Lender. Customers are able to get a decision quickly on their bridging loan without having to wait for authorisation from anyone else. And there's no back-tracking at a later date. So that means when we say yes to a loan, we mean it.

Our approach to business is summed up in two words, Clear and Simple. We believe that bridging lending is a straightforward business, all too often complicated by lenders with their lack of transparency and reliance on the small print. We work hard to make your dealings with us as clear and simple as possible.

Our Criteria

  • Principal Lender
  • 1st and 2nd Charges
  • London and South East
  • Residential properties
  • Bridging Loans from £100,000 - £10 million
  • Up to 70% LTV

Enquiry/Application for Individual Applicants


10 Top Tips for finding the right bridging lender

Latest News

Where 2nd charge bridging finance can make a difference

For the last couple of years the government has been urging banks to lend to small firms. Yet, despite frequent calls on UK lenders to do their bit for the recovery it seems they are failing to comply.
Lenders have squeezed their criteria so tight that only the bare minimum of businesses have managed to obtain funding at a time when small businesses need finance more than ever. Small firms need to grab opportunities where they can. This can mean a firm needs cash quite quickly. And if getting any funding from mainstream lenders is difficult, getting it quickly is impossible.
This is where 2nd charge bridging finance can be of use. 2nd charge bridging can provide the necessary funds to fill the gap left by high street lenders.
At Fincorp, we recently assisted a broker partner in helping a client to complete on a commercial transaction relating to their business. The client had exchanged on a particular purchase but there was a delay in receiving commercial finance from their bank - a situation many small businesses in the UK will be familiar with. They therefore needed 2nd charge bridging finance in order to fill the void. The client was looking for finance in region of £600,000 by way of a 2nd charge loan secured on their main residence. We were able to provide this within a matter of days and the client was able to complete the transaction.
Examples like this demonstrate that fast, efficient 2nd charge bridging can mean the difference between a business' ability to grow and strive and it being rendered stagnant and is therefore a crucial product.